Enjoy your travels, knowing you’re protected against medical emergencies, delays, theft and last-minute plan changes.



Tour+Med travel insurance products provide trusted and affordable protections to Canadians of all ages. 



DON’T MISS OUT on your chance to WIN a 3-Night hotel stay in Las Vegas. Click on the link for details or see below. Good Luck!

Reasons to Choose Tour+Med

Payment Flexibility

Our 25% deposit option* allows you to secure your premium’s rate at the time of purchase and pay your balance later (ie: up to 2 weeks before your departure date).

Our Reduced Stability Period* option allows you to reduce the required stability period of your pre-existing conditions, from 6 months to 30 days before your departure date.

Our Optional Exclusion* option allows you to willingly exclude an unstable organ or body system, in counterpart for a lower premium.

* Conditions apply. These options are not available online. To add either one of these options to your coverage, you must speak with a sales representative. Please call 1-877-344-8398 and mention CODE RE396.

Competitive Rates

Our premiums are very competitive and compare favourably with other insurance plans offered to Canadian travelers, especially for Snowbirds.


The purchase of a travel insurance policy should not be based on the premium alone! We know our premiums are competitive, but another carrier could come up with a lower premium. When making your decision, keep in mind that you are buying peace of mind in the case of an emergency. Did the other carrier answer all of your questions? Are your pre-existing medical conditions covered? Ask us for a quote first: it will save you time and effort!

Personalized Underwriting

Someone “perfectly healthy” is a rare and lucky person! Many of our clients are having trouble getting travel insurance because of their health status or pre-existing conditions. If this is your case, don’t worry anymore!

Tour+Med is one of the very few products that will consider applications that are usually declined or difficult to approve. If we can provide a solution for others, we may be able to provide a solution for you, too. Not only can our medical department individually assess difficult cases, we can also come up with a unique and personalized offer that will meet your needs. The coverage will be considerate of your medical history, test results and stability; your offer will be as unique as you are!

Emergency Assistance

The value of your travel insurance can only be determined during an emergency situation and not by the premium you paid. Our privately-owned assistance department is available 24 hours a day, 7 days a week. Since Tour+Med Assistance is entirely dedicated to the wellbeing of our insureds, you know you are in good hands, without any intermediaries!


Even if our premiums are competitive, you can still take advantage of our various discounts and rebates:

Exclusive Offer

With your purchase of travel insurance AND get entered into a draw to win a 4 day/ 3 night hotel stay in Las Vegas 









Ontario Health Insurance

5 Things to Know Before You Leave Canada

On January 1, 2020, Ontario’s Ministry of Health terminates its “Out Of Country” (OOC) coverage for residents. While that sounds scary, it doesn’t have to be! We dug into the changes and have determined 5 key things that Ontarians need to know.





Coverage Options

Travel Insurance for Canadians

Whether you’re travelling for business or pleasure, unexpected trip and health problems can occur. Protect your trip and keep disruptions to a minimum – simple, affordable coverage for emergency medical expenses, baggage loss, trip cancellations and more.

tugo travel insurance

If you’re heading to a tropical beach, cross-border shopping or visiting family or friends in another province or country—your full provincial healthcare plan won’t go with you. That means, if you experience a medical emergency away from home, you’ll be left to arrange for care and pay for it too.

Travel Insurance Providers

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